Richard Betts t/a Rb Financial is an Appointed Representative of HL Partnership Limited which is authorised and regulated by the Financial Conduct Authority. This E-Mail is sent in confidence for the addressee only. Unauthorised recipients must preserve this confidentiality and should notify the sender immediately. If you are not the addressee you must not copy, distribute, disclose or use any of the information in any way. This E-Mail is not intended nor should it be taken to create any legal relations, contractual or otherwise. We have  taken all reasonable precautions to ensure that no viruses are transmitted from Rb Financial to any third party and recommend you can scan all communications and attachments with your own  security and protection software. Rb Financial accepts no responsibility for any loss or damage resulting directly or indirectly from the use.

IMPORTANT WARNING: 

Please be aware of cybercrime. Do not respond to emails asking you to pay money. Never make a payment purely in responsponse to an email. Always call the company to validate any payment requests and check the phone number independently from the email (i.e. via a secure web site). If you receive a phone call asking for payment ensure you are satisfied the call is genuine, or else call the company back to check. Rb Financial will not take responsibility if you transfer money to a fraudster in error.